![]() Treasury index as published in the Wall Street Journal. The APR will vary with a predetermined U.S. Treasury bill index plus a margin set by the bank. After the 5-year introductory period: the APR is variable and is based upon the current U.S. Estimated monthly payment does not include amounts for taxes and insurance premiums and the actual payment obligation will be greater.Īdjustable-rate mortgage (ARM) estimated monthly payment and APR example as of : A $225,000 loan amount with a 30-year term at an initial interest rate of 3.625% for the first five years with a down-payment of 20% would result in an initial estimated principal and interest monthly payment of $1,026.12 for the first five years with an Annual Percentage Rate (APR) of 3.204%.Įstimated monthly payment and APR calculation are based on an initial fixed-rate period of 5 years that could change in interest rate each subsequent year for the next 25 years of the loan term, a down-payment of 20% and borrower-paid finance charges of 0.862% of the base loan amount. If the down payment is less than 20%, mortgage insurance may be required, which could increase the monthly payment and the APR. Bank is not responsible for the content, results, or the accuracy of information.Ĭonforming fixed-rate estimated monthly payment and APR example: A $225,000 loan amount with a 30-year term at an interest rate of 3.875% with a down-payment of 20% would result in an estimated principal and interest monthly payment of $1,058.04 over the full term of the loan with an Annual Percentage Rate (APR) of 3.946%.Įstimated monthly payment and APR calculation are based on a down-payment of 20% and borrower-paid finance charges of 0.862% of the base loan amount. All financial calculators are provided by the third-party Leadfusion and are not associated, controlled by or under the control of U.S. Bank to determine a customer's eligibility for a specific product or service. The results are estimates that are based on information you provided and may not reflect U.S. This calculator is being provided for educational purposes only. Equal Housing LenderĬalculators are provided by Leadfusion. Deposit products are offered through U.S. Mortgage, Home Equity and Credit products are offered through U.S. Interest rate and program terms are subject to change without notice. Not all loan programs are available in all states for all loan amounts. Zoe's Network of financial advisors in Palm Desert, CA all have extensive experience in working virtually with clients and work on a commission-free basis, meaning they never sell you products or services nor receive commissions.Loan approval is subject to credit approval and program guidelines. The right financial advisor for you is able to offer you financial planning, asset management, that cater to your unique financial goals.Įxpert advisors able to provide this wide range of expertise are rare, especially if you want a local financial advisor or planner who understands Palm Desert, CA. Top advisors are at the click of a button, particularly if you are searching for a fiduciary, commission-free financial planner or advisor with extensive expertise and vetted investment strategies. Zoe's stringent financial advisor vetting can help! We reject 95% of Palm Desert, CA advisors so you can choose the right advisor for you, based on your unique financial situation. When evaluating your options in hiring a financial advisor or financial planner in Palm Desert, there's a lot to keep in mind!įor Palm Desert locals, finding the best advisor can be tough. Finding a Top Financial Advisor in Palm Desert
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